UPI Payments enabled for NRIs. - Finance Ppl

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NRIs who have been using NRO or NRE bank accounts to manage their income earned in India / transfer foreign earnings to India respectively until now, will very soon be able to make payments from their respective accounts through UPI even without an Indian Mobile number.

NRIs couldn't use UPI facility because the facility is SIM binding (Indian SIM) until now.

Going forward, NRIs can link their NRE and NRO accounts linked to their International SIM, to UPI and transact.


Initially, This facility shall be available for NRIs from USA, UK, Australia, Singapore, Canada, Qatar, UAE, Saudi, Oman and Hong Kong.

NCPI has given time till 30th April 2023, to the partner banks, to facilitate the UPI arrangement for the accounts, subject to compliance with FEMA regulations and RBI guidelines & compliance with checks/validations and compliances under under Anti Money Laundering and Combating the financing of Terrorism measures.